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Customers want the convenience to pay in real time wherever they are.
With payments having become a commodity regardless of method, the fee pool of account and transaction fees have become smaller.
Implementation of new technical possibilities create added costs for incumbents. At the same time, bigtechs and fintechs are using this to enter the landscape as wallets and enablers.
Ongoing regulatory demands require massive investments in the renewal of payment infrastructure.
Outdated transaction-monitoring systems and manual processes result in rising costs—without reducing risks.
European payment providers need to innovate to stay competitive. Our experience and research shows that:
We have helped European incumbents and challengers as well as regulators and investors shape their strategic payment agenda. Our team has a deep knowledge of the payment industry on a strategy, process and technology level enabling us to provide turnkey solutions.